Menyoal Asuransi Konvensional versus Asuransi Syariah

Abstract

Insurance is a contract (agreement) between the insured risk coverage with the insurer. The insurer promises to pay any damages caused to the insured. Some Muslims argue, insurance allowed in alls its forms; others refuse completely; others receive only for some forms of insurance. Arguments are built where modern insurance contract becomes invalid in the perspective of Islamic law. It must be determined various religious, and ethical considerations, for example: the prohibition of riba (interest), the prohibition of gharar (uncertainty), maysir (speculation), and other problems. DOI: 10.15408/aiq.v3i2.2136