INVESTASI DAN MONOPOLI PERSPEKTIF EKONOMI ISLAM

Abstract

Investment is a commitment to hold a number of funds with the aim of obtaining a number of benefits in the future. However, there are individuals who use investment as a means to raise funds from the public with products and business activities that are not Shariah compliant. Therefore, an explanation of sharia principles in investing becomes important as a guide for the community. Explicit and implicit investment activities are contained in a number of verses of the Qur'an and the Sunnah of the Prophet Muhammad PBUH. who had run a business and was a partner of Mecca investors in his time. The principle of sharia investment is that all forms of muamalah may be carried out until there is an argument forbidding it, that is, if forbidden activities are found in a business activity, both the object (product) and the activity of the activity that contains illicit elements, gharār, maysīr, riba, tadlīs, talaqqī al- rukbān, ghabn, ḍarar, rishwah, maksiat and ẓulm. In investment, there are sharia rules regarding what contracts are allowed, what is prohibited, and risks that arise as an integral part of investment activities. While monopoly in the perspective of Islamic economics is to hold or hoard goods intentionally, especially in the event of scarcity, with the aim of raising price in the future in order to get greater profits. Monopolistic practice is a type of violation in bermuamalah because it will result in disrupted market mechanisms, so that producers will get a big profit, while consumers due to the hoarding action will suffer suffering and losses. So, monopili batteries, the wider community will be harmed by the actions of a small group of monopolists who are very unjust, selfish, and irresponsible Keywords: Investment, Monopoly, Islamic Economy.